A 10-Minute Morning Routine for Less Money Stress

Step 1: delay the phone (the Money Surge principle)

Give yourself ten minutes before checking email, news or your bank app.

Step 2: a calming session like Money Surge Frequency

Listen to a calming audio, meditate or simply breathe slowly for a few minutes.

Step 3: one money action after Money Surge

Choose one small task for the day: review a statement, cancel an unused subscription or set aside a small amount.

This article is general information, not medical advice. Talk to your doctor about your own health, especially if you take medication.